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Financial Solutions


Built for today —and tomorrow.

Regain the control and flexibility you need to create your ideal retirement. There are multiple ways you can access your home equity through a reverse mortgage.
Refinance Your Home
Use your existing equity to enhance your retirement options
Buy a Home
Have the freedom to live where you desire while preserving cash resources
Line of credit
Create a growing line of credit to use if and when you need it
Jumbo Retirement Mortgages
A proprietary product for homes valued over $1.4 million

Watermark Reverse Mortgage

Watermark Reverse specializes in helping seniors access the equity in their homes to supplement their retirement income, pay off debt, or cover unexpected expenses. A reverse mortgage can be an excellent option for seniors who own their homes outright or have significant equity, allowing them to stay in their homes and retain ownership of their property while accessing the funds they need to live comfortably in their retirement years.

There are several ways that borrowers can access the proceeds from a reverse mortgage loan.

Lump Sum Payment

Lump Sum Payment

With this option, the borrower receives the entire loan amount in one lump sum. This can be a good choice for borrowers who need a large amount of money upfront, such as to pay off an existing mortgage or to cover a major expense like medical bills or home repairs.

Line of Credit

Line of Credit

A line of credit allows borrowers to access their reverse mortgage funds as needed. The borrower can draw on the line of credit at any time, up to the maximum amount specified in the loan agreement. This can be a good choice for borrowers who want to have access to funds in case of emergency, or who want to use the funds to supplement their income over time.

Monthly Payments

Monthly Payments

Some borrowers choose to receive their reverse mortgage funds in the form of monthly payments, similar to an annuity. These payments can provide a steady source of income for the borrower, which can be especially helpful for those who are retired and no longer receiving a regular paycheck.

Benefits of a Reverse Mortgage

A reverse mortgage has many benefits, including:

Supplemental Income:

A reverse mortgage can provide seniors with a steady source of income, which can help cover living expenses and allow them to enjoy their retirement years without worrying about finances.

Debt Consolidation:

Seniors can use a reverse mortgage to pay off high-interest debt, such as credit cards or medical bills, which can help them save money on interest charges and improve their overall financial situation.

Home Repairs and Renovations:

Homeowners can convert a portion of their home equity and enhance their living space without having to sell or take on additional debt. It provides a flexible and potentially cost-effective solution for homeowners looking to improve and invest in their homes.

Is a Reverse Mortgage Right For You?

The reverse mortgage has key advantages over most traditional loan products and empowers you with control of your housing wealth.
Eligibility requirements are clear and simple:
Choosing to access your home equity in retirement can help you live life to the fullest while also allowing you to plan for the unexpected and achieve peace of mind.

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